OUR COMMITMENT TO PRIVACY
COLLECTION OF INFORMATION
Cash4Africa.com collects personal information in order to offer or provide goods and services to consumers and our customers. We may obtain this information from a variety of sources: 'Directly from customer applications, questionnaires and other materials submitted to us by customers; ' From transactions in which Cash4Africa.com and consumers are involved; ' From a variety of third-party sources, such as our business customers, government repositories, consumer reporting agencies and other financial institutions.
DISCLOSURE OF INFORMATION
Cash4Africa.com does not disclose customer information to third parties without first giving customers an opportunity to opt-out of certain kinds of disclosures. There are some disclosures to third parties that are not subject to the opt-out, such as disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud. Finally, Cash4Africa.com may disclose information about former customers to third parties and companies with which Cash4Africa.com is affiliated, as well as unaffiliated third parties. Those disclosures may consist of the following: ' Financial background information describing a customer's financial status; ' Identification information, such as name and address data; ' Transaction information, such as account activity, debit activity or credit activity; and ' Other information relating to financial matters.
RECIPIENTS OF INFORMATION
Cash4Africa.com may disclose consumer information to companies affiliated with Cash4Africa.com and to companies or other parties not affiliated with Cash4Africa.com (subject to consumers' opt-out rights). These recipients include: ' Financial institutions, such as banks, credit card companies and brokerage houses; ' Retailers, such as home furnishers, clothing stores and florists; ' Companies that process transactions or provide other services for us; ' Government agencies; and ' Catalogue companies and other direct marketers. In addition, under federal law Cash4Africa.com is permitted to disclose customer information to certain recipients, such as credit reporting companies.
WE ARE COMMITTED TO PROTECTING THE CONFIDENTIALITY OF PERSONAL CONSUMER INFORMATION.
Cash4Africa.com limits access to personal information to those employees of Cash4Africa.com and its affiliates who need it to fulfill their business responsibilities. Employees must adhere to Cash4Africa.com privacy policies. Employees violating these policies may be subject to disciplinary action, up to and including dismissal. Vendors and other outside contractors we engage are subject to our contractual requirements to ensure that sensitive personal information is safeguarded.
WE USE APPROPRIATE SECURITY SAFEGUARDS.
At Cash4Africa.com, security is a priority. We employ appropriate measures to protect consumer information against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security and other appropriate technologies. Cash4Africa.com continually reviews and enhances its security systems, as necessary.
WE MAINTAIN PROCEDURES TO ASSURE THE QUALITY OF INFORMATION WE COLLECT AND WHERE APPLICABLE, WE WILL INFORM CONSUMERS ABOUT HOW THEY CAN ACCESS THEIR PERSONAL INFORMATION AND MAKE CORRECTIONS, IF NECESSARY.
Cash4Africa.com employs appropriate measures to assure the quality of information we collect directly from consumers. Where information is collected by Cash4Africa.com directly from consumers or sources other than our business customers, we permit them, if possible, to dispute or correct any erroneous or out-of-date personally identifiable information. Of course, this correction would not be possible if the information is proprietary to one of our business customers, reflects historical transaction information or if correction would violate the privacy or legal rights of a third party. Where applicable, we abide by laws related to such information. You can access your registration information by clicking on 'My Account'. You can correct factual errors in your personally identifiable information by sending us a written request that credibly shows error. We reserve the right to independently verify claims made.
To protect your privacy and security, we also will take reasonable steps to verify your identity before making corrections. We reserve the right to assess a service charge for providing you any information in connection with your request.
THE WEBSITE Cash4Africa.com IS NOT DIRECTED AT CHILDREN UNDER THE AGE OF 13.
Our website is not directed at children under the age of 13 and Cash4Africa.com does not collect or maintain information at our website from those we actually know are under the age of 13.
OUR WEBSITE MAY BE LINKED TO OTHER WEBSITES
Cash4Africa.com may create links to third party websites. Cash4Africa.com is not responsible for the content or privacy practices employed by websites that are linked from our website.
OPT OUT RIGHT
Cash4Africa.com may disclose consumer information to third parties as described earlier in this notice. Many of these disclosures are beneficial to consumers because they permit goods and services of interest to consumers to be offered to consumers at attractive rates. We strive to give consumers choices about how their data will be used. You have the right to opt-out of (direct us not to make) these disclosures when the consumer information is about you. Of course, there are some disclosures to third parties that are not subject to the opt-out, such as disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud. When you register to use this website, you will be asked whether you wish to opt out. If you wish to opt out, simply check the appropriate box and submit your choice with your registration information. You always have the right to change your mind. To change your selection, go to 'My Account', retrieve your registration information and make the change you desire.
WE HOLD OURSELVES ACCOUNTABLE TO OUR PRIVACY PRINCIPLES.