Privacy Policy

 

OUR COMMITMENT TO PRIVACY

Thank you for visiting the Cash4Africa.com  website. Protecting consumer privacy is very important to us. Our Online Privacy Policy is available to inform you about our collection and use of personal information so that you can make informed choices about how your own information is collected and used. Currently, this Cash4Africa.com  Online Privacy Policy is only applicable to customers and visitors in the United States who visit our website. This Online Privacy Policy reflects the Cash4Africa.com  policies covering personal information collected at this website on or after the effective date shown above. We believe that information used responsibly benefits consumers and the economy, whether it is information we house on behalf of consumers conducting transactions or information we collect on behalf of our business clients. For example, we use consumer information every day to ensure fast and accurate processing of hundreds of thousands of money transfers. In addition, Cash4Africa.com  strives to better serve our customers by offering goods and services that we believe fit their needs and interests. When identifying an opportunity, Cash4Africa.com  may use consumer information it has collected in an effort to identify consumers who may be interested in that opportunity. Consumers and businesses rely on Cash4Africa.com  for safe and reliable service. The relationships we have developed through the years have been established based on mutual trust. Each day we and our employees and agents around the globe strive to reinforce our commitment to our clients and consumers. Central to that commitment is ensuring that we abide by a set of privacy policies, which are outlined below. These policies guide us in the collection and use of information as well as employee responsibilities in protecting your privacy. We use personal information about consumers only in a manner consistent with these policies.

 

COLLECTION OF INFORMATION

Cash4Africa.com  collects personal information in order to offer or provide goods and services to consumers and our customers. We may obtain this information from a variety of sources: 'Directly from customer applications, questionnaires and other materials submitted to us by customers; ' From transactions in which Cash4Africa.com  and consumers are involved; ' From a variety of third-party sources, such as our business customers, government repositories, consumer reporting agencies and other financial institutions.

 

DISCLOSURE OF INFORMATION

Cash4Africa.com  does not disclose customer information to third parties without first giving customers an opportunity to opt-out of certain kinds of disclosures. There are some disclosures to third parties that are not subject to the opt-out, such as disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud. Finally, Cash4Africa.com may disclose information about former customers to third parties and companies with which Cash4Africa.com is affiliated, as well as unaffiliated third parties. Those disclosures may consist of the following: ' Financial background information describing a customer's financial status; ' Identification information, such as name and address data; ' Transaction information, such as account activity, debit activity or credit activity; and ' Other information relating to financial matters.

 

RECIPIENTS OF INFORMATION

Cash4Africa.com may disclose consumer information to companies affiliated with Cash4Africa.com and to companies or other parties not affiliated with Cash4Africa.com (subject to consumers' opt-out rights). These recipients include: ' Financial institutions, such as banks, credit card companies and brokerage houses; ' Retailers, such as home furnishers, clothing stores and florists; ' Companies that process transactions or provide other services for us; ' Government agencies; and ' Catalogue companies and other direct marketers. In addition, under federal law Cash4Africa.com is permitted to disclose customer information to certain recipients, such as credit reporting companies.

 

WE ARE COMMITTED TO PROTECTING THE CONFIDENTIALITY OF PERSONAL CONSUMER INFORMATION.

Cash4Africa.com limits access to personal information to those employees of Cash4Africa.com and its affiliates who need it to fulfill their business responsibilities. Employees must adhere to Cash4Africa.com privacy policies. Employees violating these policies may be subject to disciplinary action, up to and including dismissal. Vendors and other outside contractors we engage are subject to our contractual requirements to ensure that sensitive personal information is safeguarded.

 

WE USE APPROPRIATE SECURITY SAFEGUARDS.

At Cash4Africa.com, security is a priority. We employ appropriate measures to protect consumer information against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security and other appropriate technologies. Cash4Africa.com continually reviews and enhances its security systems, as necessary.

 

WE MAINTAIN PROCEDURES TO ASSURE THE QUALITY OF INFORMATION WE COLLECT AND WHERE APPLICABLE, WE WILL INFORM CONSUMERS ABOUT HOW THEY CAN ACCESS THEIR PERSONAL INFORMATION AND MAKE CORRECTIONS, IF NECESSARY.

Cash4Africa.com employs appropriate measures to assure the quality of information we collect directly from consumers. Where information is collected by Cash4Africa.com directly from consumers or sources other than our business customers, we permit them, if possible, to dispute or correct any erroneous or out-of-date personally identifiable information. Of course, this correction would not be possible if the information is proprietary to one of our business customers, reflects historical transaction information or if correction would violate the privacy or legal rights of a third party. Where applicable, we abide by laws related to such information. You can access your registration information by clicking on 'My Account'. You can correct factual errors in your personally identifiable information by sending us a written request that credibly shows error. We reserve the right to independently verify claims made.

To protect your privacy and security, we also will take reasonable steps to verify your identity before making corrections. We reserve the right to assess a service charge for providing you any information in connection with your request.

 

THE WEBSITE Cash4Africa.com IS NOT DIRECTED AT CHILDREN UNDER THE AGE OF 13.

Our website is not directed at children under the age of 13 and Cash4Africa.com does not collect or maintain information at our website from those we actually know are under the age of 13.

 

OUR WEBSITE MAY BE LINKED TO OTHER WEBSITES

Cash4Africa.com may create links to third party websites. Cash4Africa.com is not responsible for the content or privacy practices employed by websites that are linked from our website.

 

OPT OUT RIGHT

Cash4Africa.com may disclose consumer information to third parties as described earlier in this notice. Many of these disclosures are beneficial to consumers because they permit goods and services of interest to consumers to be offered to consumers at attractive rates. We strive to give consumers choices about how their data will be used. You have the right to opt-out of (direct us not to make) these disclosures when the consumer information is about you. Of course, there are some disclosures to third parties that are not subject to the opt-out, such as disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud. When you register to use this website, you will be asked whether you wish to opt out. If you wish to opt out, simply check the appropriate box and submit your choice with your registration information. You always have the right to change your mind. To change your selection, go to 'My Account', retrieve your registration information and make the change you desire.

 

WE HOLD OURSELVES ACCOUNTABLE TO OUR PRIVACY PRINCIPLES.

Cash4Africa.com is committed to meeting the highest standards for our privacy program. To that end, Cash4Africa.com has appointed a senior official, who serves as the company-wide officer with responsibility for the administration and implementation of the Cash4Africa.com privacy program. The Cash4Africa.com officer, working closely with individual business units, is responsible for: Administering employee privacy training and employee compliance related to the Cash4Africa.com Privacy Policies; Conducting periodic assessments of Cash4Africa.com's compliance with its Privacy Policies, as well as specific implementation policies and procedures; and Ensuring that Cash4Africa.com actively participates in appropriate privacy activities, including self-regulatory initiatives. If you have any questions or comments about Cash4Africa.com's Online Privacy Policy, or for some reason believe we have not adhered to our Policy, please contact: Cash4Africa.com Customer Service at customerservice@Cash4Africa.com As stated above, this Cash4Africa.com's Online Privacy Policy is currently only applicable to our website customers and visitors in the United States. As we develop websites for international audiences, we may adopt additional rules and practices consistent with this Policy to conform to the policies or requirements of those countries. We may alter this Policy as needed for certain products and services and to abide by local laws or regulations around the world. Cash4Africa.com reserves the right to amend or modify this Policy from time to time. We urge you to review this Policy whenever you visit in order to obtain the most current Policy. You may change your choices at any time. Thank you for visiting us.